Pupil funds and loans for studies in Sweden

Pupil funds and loans are intended for pupils who are their studies at e.g. college university, college or vocational university. If you’re older than 20, it is possible to submit an application for pupil funds and loans for studies at compulsory and top additional degree at Komvux (adult education university) or people senior high school.

Dining dining dining Table of articles

• Information as a result of the Corona virus
• Size of funds and loans it is possible to get
• Demands and conditions
• Application, research assurance and repayment
• Offer notification if you feel sick or if any such thing modifications
• Repaying the student loan
• Appealing against a choice by CSN

Pupil grants and loans for studies in Sweden

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The mortgage you have to repay. You are able to choose to use entirely for the grant, if you don’t wish to simply simply take a loan out. The mortgage includes a low interest and will not need any protection, and you’re in a position to repay it over a any period of time. In 2020, the interest price is 0.16 %.

Information because of the Corona virus

Read more on how the Corona virus affect the learning pupil funds and loans from CSN.

Size of funds and loans you are able to get

just How big the funds and figuratively speaking you can receive depends e.g. on

• your rate of study ( part-time or full-time)
• the amount of months you might be learning for
• the dimensions of your earnings.

Other funds and loans that one can make an application for

Some pupils can get more grants or borrow additional money.

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• You can apply for extra child allowance if you have custody of children under the age of 18.
• You can apply for a supplementary loan if you have worked in the past and received a certain minimum income. You’ll get this as of the 12 months you turn 25.
• You may receive an increased grant element in your student aid if you are studying at compulsory or upper secondary level and satisfy certain conditions. You may also get this if you should be learning on a complementary programme that is educational to a subject teacher’s degree. Whenever you make an application for pupil funds and loans, CSN checks whether you’re eligible for the increased grant, so that you need not make an application for it.
• When you have extra expenses related to your studies, you are able to in some instances submit an application for an extra loan. For instance, you may have charges for dual housing or for particular trips.

In the event your earnings exceeds the earnings limitation

The earnings limitation temporarily removed during 2020

As a result of the Corona crisis the income restriction is temporarily eliminated during 2020, if you learn with pupil funds and loans ( studiemedel ). Which means your earnings during 2020 will maybe perhaps perhaps not influence exactly just how much pupil funds and loans you are able to get.

You may possibly get income up to amount that is certain your pupil funds and loans being impacted. The earnings restriction is determined per calendar half-year, January-June or July-December. In the event your income surpasses the earnings restriction, you’re not eligible for the exact same amount of funds and loans.

The earnings restriction varies according to exactly exactly how weeks you’re learning for and whether you might be learning full-time or part-time. The income limit is SEK 90 075 for example, if you are going to studying full-time with student grants and loans for 20 weeks in a calendar half-year. You can view your earnings limitation in the choice you obtain from CSN.

Needs and conditions

Different needs and conditions needs to be pleased to ensure that you to definitely be entitled to student help.

• The training you shall be attending must give the entitlement to pupil finance.
• You must be registered in your courses.
• Your studies must be at the very minimum 50 % of full-time and must endure for at the very least three days.
• You need to be underneath the age of 57. The entitlement to borrow decreases through the 12 months you turn 47.
• May very well not get specific other advantages at the exact same time as getting student funds and loans, such as for instance task help, sickness advantage and introduction advantage.
• It is possible to just get pupil funds and loans for a amount that is limited of. The amount of time is dependent upon the scholarly training level which is why you’re learning:
  • University university, college or several other education that is post-secondary an optimum of 240 weeks
  • Upper level that is secondary a maximum of 80 or 120 months, based on your previous training
  • Compulsory college degree: at the most 40, 80 or 100 months, based on your education that is previous and you might be learning.
• You must have satisfied the requirements as regards credits in order to receive new student grants and loans if you have previously studied with student grants and loans or an education entry grant. The needs credits that are regarding according to which program you’re learning.
• You may not receive student grants and loan if you have unpaid annual fees or demands for more than one period. Contact CSN to learn more.
• If you’re likely to learn abroad, unique rules use.

Extra conditions and terms for foreign residents

You also need to satisfy special conditions in order to be entitled to Swedish student finance if you are a foreign citizen. When you yourself have a permanent residence license and are now living in Sweden, you are going to often be entitled to Swedish pupil finance.

Because you have refugee status or similar, you are also usually entitled to Swedish student finance if you have received a temporary residence permit from the Swedish Migration Agency.

In addition, different rules use dependent on whether you might be a resident of a country within or outside of the EU/EEA or Switzerland.

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